Independent · Whole of market

Retirement decisions,
made calmly.

One place to think through equity release, wills and estate planning, and the wider financial choices that come with later life — in plain English, with no pressure to decide today.

FCA-authorised advice (via Giles Financial Services) LIBF-qualified
A typical starting question
"Could equity release help us give the grandchildren a leg up onto the property ladder?"
"What happens to our home if my husband needs to go into care?"

Average first call: 25 minsNo obligation
How we help

Not sure where to start? Pick the question closest to yours.

Everything below is general guidance to help you get your bearings. Wherever you start, it leads to a real conversation with the right specialist — no wrong door.

Unlocking value from your home

Lifetime mortgages, drawdown plans and the safeguards that protect your family — for homeowners who want options without having to move.

Handled by Giles Financial Services · whole-of-market
Explore equity release

Making sure your wishes are followed

Wills, lasting powers of attorney and trusts — the paperwork that protects the people you love and avoids disputes later.

Handled by Jackson Giles · wills & estate specialists
Explore wills & estate planning

The wider picture

Mortgages, protection and pension guidance for the years running up to retirement — so nothing you decide today works against you later.

Handled by Giles Financial Services · mortgages & protection
See how it joins up
Prefer to read first?

Steps to planning your retirement

A plain-English, no-sales-pitch walk-through of the six things worth sorting out before you retire — from working out your actual State Pension date through to getting your will in order. 12–15 minute read.

Read the full guide →
  1. 1Find out when you can actually retire
  2. 2Add up what you'll have
  3. 3Look at ways to boost it
  4. 4Check what extra support exists
  5. 5Get your paperwork in order
  6. 6Get advice before you decide
How it works

A calm, three-step process

1

A free, no-pressure chat

Phone, video, or in person if you're local. We listen first, ask questions, and explain what your options actually look like — for you, not a generic case study.

2

A clear written plan

Everything set out in plain English — costs, trade-offs, alternatives. You take it away and decide in your own time. Nothing is signed on the call.

3

We handle the paperwork

If you decide to proceed, we coordinate with the lender, solicitor and family members directly — so you're not the one chasing everyone.

Members of
LIBF
Authorised by
FCA (via GFS)
Advice basis
Whole of market
Based in
Suffolk · UK-wide
Who's behind this

Two specialist businesses, one calm front door

Retirement Planning isn't a call centre — it's the shared entry point to two regulated, established local businesses who each handle one part of the picture.

Ready for a calm conversation?

A 25-minute chat costs nothing and could change how confident you feel about the years ahead.